HalalyticHalalytic

Islami Konut Finansmani Karsilastirmasi

Helal konut finansmani yontemlerini yan yana karsilastirin. Murabaha, Icara, Musaraka ve konvansiyonel ipotek odemeleri hesaplayin.

Konut Finansmani Hesaplayici

Mulk fiyatinin 20.0%'i

%
Yan Yana Karsilastirma
Tum hesaplamalar tahminidir. Gercek sartlar saglayiciya gore degisir.
Murabaha

Maliyet Arti Kar Finansmani

Aylik Odeme

$2,622.22

Toplam Maliyet

$1,024,000.00

Toplam Kar / Faiz

$624,000.00

Efektif Yillik Oran

9.21%

Icara

Kiralama-Satin Alma

Aylik Odeme

$2,022.62

Toplam Maliyet

$808,142.36

Toplam Kar / Faiz

$408,142.36

Efektif Yillik Oran

6.50%

Musaraka MutenakisaEn Dusuk Maliyet

Azalan Ortaklik

Aylik Odeme

$1,757.96

Toplam Maliyet

$712,866.67

Toplam Kar / Faiz

$312,866.67

Efektif Yillik Oran

5.20%

KonvansiyonelHaram

Standart Ipotek (Haram)

Aylik Odeme

$2,022.62

Toplam Maliyet

$808,142.36

Toplam Kar / Faiz

$408,142.36

Efektif Yillik Oran

6.50%

Helal Konut Finansmani Saglayicilari
Ulkenizdeki Islami konut finansmani saglayicilarini bulun

Guidance Residential

America's largest Islamic home financing provider. Uses Declining Balance Co-ownership (Diminishing Musharaka). Available in most US states.

Musharaka
Min. Pesin Odeme: 3.5%Mevcut Oldugu Ulkeler: United States

UIF Corporation

University Islamic Financial Corporation offers Ijara and Murabaha home financing across the United States. Supervised by a Shariah advisory board.

IjaraMurabaha
Min. Pesin Odeme: 5%Mevcut Oldugu Ulkeler: United States

Devon Bank

Chicago-based bank offering Islamic home financing through Murabaha (installment sale) and Ijara (lease-to-own) programs nationwide.

MurabahaIjara
Min. Pesin Odeme: 10%Mevcut Oldugu Ulkeler: United States

Ameen Housing

Shariah-compliant home financing cooperative using a co-ownership model. Community-focused Islamic housing solutions in the United States.

Musharaka
Min. Pesin Odeme: 10%Mevcut Oldugu Ulkeler: United States

LARIBA - American Finance House

One of America's oldest Islamic finance providers, established in 1987. Offers home financing through Diminishing Musharaka and Lease-to-Purchase models, supervised by a Shariah advisory board.

MusharakaIjara
Min. Pesin Odeme: 20%Mevcut Oldugu Ulkeler: United States
Islami Konut Finansmanini Anlama

Konvansiyonel ipotekler, Islamda kesinlikle haram olan riba (faiz) icerir. Kuran bu konuda aciktir:

"Faiz yiyenler, ancak seytanin carptigi kimsenin kalktigi gibi kalkarlar." (Bakara 2:275)
"Ey iman edenler! Allahtan korkun ve faizden kalanini birakin, eger muminlerseniz." (Bakara 2:278)

Islami finansman alternatifleri ayni hedefe -- ev sahipligi -- riba olmadan ulasir.

Onemli Uyari

Bu hesaplayici yalnizca egitim amacli tahminler saglar. Her zaman nitelikli bir Islami finans danisman ile gorusun.