Zakat on Stocks Calculator
Calculate zakat on stocks, mutual funds, ETFs, and investment portfolios.
Kebanyakan ulama mengesyorkan piawaian perak (ambang lebih rendah). Nilai Nisab adalah anggaran. Untuk harga emas/perak langsung, gunakan papan pemuka penuh.
Masukkan aset anda untuk mengira Zakat.
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Use the free Halalytic stock screener to check AAOIFI compliance, purification ratios, and more for any stock or ETF.
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Papan Pemuka PenuhThree Methods for Calculating Zakat on Stocks
1. Full market value (used above): Pay 2.5% of the total market value of your holdings. This is the simplest and most commonly used method for passive investors. 2. Zakatable assets per share: Calculate the zakatable portion (cash, receivables, inventory) per share using the company's balance sheet and pay 2.5% on that amount. 3. Dividend-only method: Some scholars allow paying zakat only on dividends received, treating shares like fixed assets. This is a minority opinion. For a detailed per-stock analysis using your company's financials, use the full zakat dashboard.
How Zakat on Stocks is Calculated
Zakat on stocks and shares is an obligation for Muslims who hold investments above the nisab threshold for a full lunar year (hawl). The most widely adopted method among contemporary scholars is to apply the standard zakat rate of 2.5% to the total current market value of all holdings on your zakat anniversary date. This includes individual stocks, mutual funds, ETFs, and any other equity investments.
Before calculating zakat, you may deduct any short-term debts that are due within the coming year, such as margin loans or outstanding payments. The remaining net value is your zakatable wealth. If this amount meets or exceeds the nisab threshold (equivalent to 87.48 grams of gold or 612.36 grams of silver), zakat becomes obligatory at 2.5% of the total.
Note that zakat and purification (tazkiyah) are separate obligations. Even after paying zakat, if any of your stocks earn non-permissible income (such as interest), you must separately donate the proportional haram income to charity. Use the Halalytic stock screener to check compliance status and purification ratios for any stock.
Frequently Asked Questions
Is zakat due on stocks and shares?
Yes. Stocks represent ownership in a company. If you hold shares above the nisab threshold for a full lunar year, zakat of 2.5% is due on the qualifying value. The simplest method for passive investors is to pay 2.5% of the total current market value of all holdings.
How do I calculate zakat on a stock portfolio?
The simplest method for passive investors is to apply 2.5% to the total market value of all holdings on the day of calculation. More precise approaches analyse the zakatable assets (cash, receivables, inventory) per share using the company's balance sheet. Use the Halalytic stock screener for detailed per-stock analysis.
Do I pay zakat on stocks in a pension or retirement account (401k, RRSP, SIPP)?
Scholars differ. Many contemporary scholars say zakat is due on the zakatable value of pension holdings if you have full control over the funds (e.g., a self-directed RRSP). For locked-in plans where you cannot access funds until retirement, some scholars say zakat is only due when funds are received. Consult your scholar for your specific situation.
Is zakat due on halal ETFs like SPUS or HLAL?
Yes. Halal ETFs are zakatable in the same way as individual stocks. Apply 2.5% to the total market value you hold in the ETF. Since halal ETFs have already screened out haram income, a separate purification calculation is typically not required, though some scholars recommend applying the ETF's stated purification ratio.
What is the difference between zakat on stocks and purification?
Zakat is the 2.5% annual wealth obligation on all qualifying assets above nisab. Purification (tazkiyah) is a separate obligation: the proportional haram income earned from a mixed-status stock that must be donated to charity. Purification is not zakat -- it is a separate cleansing of impure income. Use the Halalytic stock screener to find the purification amount for any stock.
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